AC Unit Financing
FLORIDA HOMEOWNERS
Flexible AC Unit Financing for Florida Homeowners
- Zero Hidden Fees · Fast Approval · 24/7 Support
Why Choose Blue Jay Financing?
✓ No Money Down
Start your project immediately with no upfront payment required. Maintain cash flow while ensuring comfort.
✓ 0% Interest Plans
Enjoy interest-free payment options with flexible terms and no hidden costs.
✓ Fast Approval Process
Get instant decisions through our easy online application. Start your project in minutes.
✓ Trusted Lending Partners
Work with accredited financial institutions that specialize in HVAC solutions.
✓ Install Now, Pay Later
Perfect for emergency repairs or unexpected AC failures. Quality service today, payment later.
✓ Affordable Solutions
Enjoy competitive rates with options designed to beat out all local competitor quotes.
✓ Flexible Terms
Choose payment plans that align with your financial goals, including no money down options.
✓ Reliable Support
Trust in our 2-year money-back guarantee and 24/7 emergency service for peace of mind.
When Your AC Fails, Blue Jay Acts Fast
🚨 Emergency Breakdown?
- No cool air blowing
- Strange noises
- System shutdown
🕐 Fast Response Protocol
- 24/7 Emergency Line
- Immediate diagnostics
- Temporary cooling setup
💰 Immediate Relief Financing
- Instant Approval
- Zero interest options
- No credit impact
*92% approval rate for qualified applicants

AC Unit Financing That Fits Your Life
Choose Blue Jay’s flexible payment solutions for whole-system replacements, supported by our unique customer protections
Affordable Standard Plan
*Soft credit check*
- $80–$150/month
- $0 Down Payment
- No payment for the first 60 days
Combined with our 2-Year, 100% Satisfaction Guarantee:
In the unlikely event you’re not completely happy, we’ll remove the system and refund your entire investment — no questions asked.
Your questions answered
Frequently Asked Questions
Are financing terms available for same-day installs?
Yes! AC unit financing approval works hand-in-hand with our fast install process. Get approved in minutes and schedule same-day installation knowing your financing is already secured.
How does financing support your installation guarantee?
Our 2-year money-back guarantee includes all AC unit financing installations. You get premium service with payment flexibility & the confidence of our installation promise.
Do I get updates about my financing status?
Absolutely! We provide real-time SMS updates on financing approval status, just like our technicians send arrival alerts. No waiting windows – just clear communication.
How do I qualify for financing?
Qualifying is simple! Most customers with good credit are approved. We work with trusted lenders to make the process quick and easy.
What are the interest rates?
We offer competitive rates starting at 0% APR for qualified applicants. Contact us for personalized rate details.
How soon can I get approved?
Approval can happen in minutes! Our online application takes less than 5 minutes to complete with instant decisions.
3 Simple Steps to Secure Financing
Get Your Free Estimate
Start your project immediately with no upfront payment required. Maintain cash flow while ensuring comfort.
Apply in Minutes
Enjoy interest-free payment options with flexible terms and no hidden costs.
Approval & Installation
Get instant decisions through our easy online application. Start your project in minutes.
Contact Us
We typically respond within 15 minutes during business hours
Have Questions About Financing?
Speak directly with our financing specialists to explore flexible payment options tailored to your needs.
Business Hours
Mon-Fri: 7AM-7PM Sat: 8AM-5PM Sun: Emergency Only