AC Unit Financing

FLORIDA HOMEOWNERS

Flexible AC Unit Financing for Florida Homeowners

At Blue Jay Air Conditioning and Heating, we believe comfort shouldn’t come with compromise. That’s why we offer low payment AC unit financing options to help you get the reliable HVAC system your home needs — without the upfront financial strain.

Why Choose Blue Jay Financing?

✓ No Money Down

Start your project immediately with no upfront payment required. Maintain cash flow while ensuring comfort.

✓ 0% Interest Plans

Enjoy interest-free payment options with flexible terms and no hidden costs.

✓ Fast Approval Process

Get instant decisions through our easy online application. Start your project in minutes.

✓ Trusted Lending Partners

Work with accredited financial institutions that specialize in HVAC solutions.

✓  Install Now, Pay Later

Perfect for emergency repairs or unexpected AC failures. Quality service today, payment later.

✓ Affordable Solutions

Enjoy competitive rates with options designed to beat out all local competitor quotes.

✓ Flexible Terms

Choose payment plans that align with your financial goals, including no money down options.

✓ Reliable Support

Trust in our 2-year money-back guarantee and 24/7 emergency service for peace of mind.

When Your AC Fails, Blue Jay Acts Fast

🚨 Emergency Breakdown?

  • No cool air blowing
  • Strange noises
  • System shutdown

🕐 Fast Response Protocol

  1. 24/7 Emergency Line
  2. Immediate diagnostics
  3. Temporary cooling setup

💰 Immediate Relief Financing

  • Instant Approval
  • Zero interest options
  • No credit impact

*92% approval rate for qualified applicants

AC Unit Financing That Fits Your Life

Choose Blue Jay’s flexible payment solutions for whole-system replacements, supported by our unique customer protections

PREFERRED OPTION

Affordable Standard Plan

*Soft credit check*

  • $80–$150/month
  • $0 Down Payment
  • No payment for the first 60 days

Combined with our 2-Year, 100% Satisfaction Guarantee:

In the unlikely event you’re not completely happy, we’ll remove the system and refund your entire investment — no questions asked.

Your questions answered

Frequently Asked Questions

Yes! AC unit financing approval works hand-in-hand with our fast install process. Get approved in minutes and schedule same-day installation knowing your financing is already secured.

Our 2-year money-back guarantee includes all AC unit financing installations. You get premium service with payment flexibility & the confidence of our installation promise.

Absolutely! We provide real-time SMS updates on financing approval status, just like our technicians send arrival alerts. No waiting windows – just clear communication.

Qualifying is simple! Most customers with good credit are approved. We work with trusted lenders to make the process quick and easy.

We offer competitive rates starting at 0% APR for qualified applicants. Contact us for personalized rate details.

Approval can happen in minutes! Our online application takes less than 5 minutes to complete with instant decisions.

*Need answers not listed here? Call us at  941-304-6433 for personalized assistance. 24/7 Support Available

3 Simple Steps to Secure Financing

Step 1

Get Your Free Estimate

Start your project immediately with no upfront payment required. Maintain cash flow while ensuring comfort.

Step 2

Apply in Minutes

Enjoy interest-free payment options with flexible terms and no hidden costs.

Step 3

Approval & Installation

Get instant decisions through our easy online application. Start your project in minutes.

Contact Us

Contact Us
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We typically respond within 15 minutes during business hours

Have Questions About Financing?

Speak directly with our financing specialists to explore flexible payment options tailored to your needs.

Business Hours

Mon-Fri: 7AM-7PM Sat: 8AM-5PM Sun: Emergency Only

Schedule Emergency Service Now

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